Debts remembered. Friendships preserved.
Cover a dinner, lend a hundred, split a cab: every exchange lands in a running balance for each person. When it's time to settle up, the record is already there.
What stays organized
Every dollar. Accounted for.
Who owes you. Who you owe. Payments recorded as they happen, balances that update themselves. Settling up becomes the easy part.
Frequently Asked Questions
Everything you need to know about People & IOUs
Add the person, record the loan. The balance updates itself when they pay you back. No awkward reminders, no mental math.
Both directions. What you lent, what you owe, in one clear balance per person, so friendships stay simple.
Every exchange, on the record. When it's time to settle up, the history is right there. No guessing, no disputes.
Explore more features
Smart Categories
Every purchase lands in a category that makes sense, because it learns how you like things filed. Monthly totals keep themselves current.
Bank Sync
Connect your accounts once and transactions arrive on their own, sorted, current, and already waiting when you open the app.
Any Currency
Pay in yen, see it in dollars. Foreign transactions convert automatically, so every total reads in your home currency.
Multi-Device Sync
The same organized wallet on iPhone, iPad, and Mac. Add something on one device and it's already on the others.
Your money, in focus.
Accounts, spending, and net worth, together in one clear view.