Debts remembered. Friendships preserved.
Clear balances keep friendships simple. Record each lend, borrow, and repayment as it happens. Up-to-date IOU tracking with running person-level totals.
What stays organized
Every dollar. Accounted for.
See who owes you and who you owe. Record payments as they happen. Running balances update automatically so settling up is always simple.
Frequently Asked Questions
Everything you need to know about People & IOUs
Add a person, record what you lent. You'll see a running balance that updates when they pay you back. No awkward reminders needed.
Both directions. What you lent, what you owe - it's all there. Keep friendships simple by keeping balances clear.
Every exchange, documented. Scroll through the history when it's time to settle up. No guessing, no disputes.
Explore more features
Smart Categories
Organization should help immediately. Start with sensible categories and refine as needed. Smart categories ready to use without tedious setup.
Trips
Trip spending is easier when it stays grouped. Keep travel expenses together and convert currencies automatically. One trusted trip total without spreadsheet cleanup.
Any Currency
International spending should stay understandable. Convert local transactions into your home currency automatically. Multi-currency tracking for travel and global purchases.
Multi-Device Sync
Your money workflow should move with you. Keep wallet data synchronized across Apple devices. Continue seamlessly on iPhone, iPad, and Mac.